By visiting, using and/or submitting information to insurance-focus.net, you are accepting the practices described in this Privacy Policy. This Privacy Policy and the Terms of Use apply to your access and use of the Internet Web sites owned and operated by insurance-focus.net and its affiliates, including, but not limited, to the Web site located at URL insurance-focus.net (insurance-focus.net).
Most of the features of insurance-focus.net are available to you without requiring you to provide personally identifiable information. The following are certain situations in which insurance-focus.net may collect personally identifiable information from you:
1. Correspondence. If you send insurance-focus.net personal correspondence, such as e-mails or letters, or if other users or third parties send insurance-focus.net correspondence about your activities or postings on insurance-focus.net, insurance-focus.net may choose to collect such information into a file specific to you.
2. Business Partners. insurance-focus.net may receive your personally identifiable information from one of insurance-focus.net's business partners.
Cookies are alphanumeric identifiers in the form of text files that are inserted and stored by your Web browser on your computer's hard drive. insurance-focus.net may set and access cookies on your computer to track and store preferential information about you. insurance-focus.net gathers anonymous information about its users through cookie technology on an aggregate level only. Such aggregated information is used solely within insurance-focus.net's internal organization and is not shared with third parties.
Personally identifiable information you submit to insurance-focus.net is password-protected for your privacy and security. In certain areas insurance-focus.net uses industry-standard SSL-encryption to protect data transmissions. In the unlikely event that an unauthorized third party compromises insurance-focus.net security measures, insurance-focus.net will not be responsible for any damages directly or indirectly caused by an unauthorized third party's ability to view, use or disseminate such information.
insurance-focus.net may include links to other third party Web sites. Such links are not an endorsement by insurance-focus.net of those Web sites and/or the products or services offered there. Third party Web sites may have different privacy policies and insurance-focus.net is not responsible for the privacy practices of those third party Web sites. If you click on a link to a third party Web site, insurance-focus.net encourages you to check the privacy policy of that Web site, as it may differ substantially from that of this Privacy Policy.
insurance-focus.net is intended to be accessed and used only by adults and is not directed to children under the age of 18. insurance-focus.net does not knowingly permit registration or submission of personally identifiable information by anyone under the age of 18.
insurance-focus.net reserves the right to update, amend and/or change this Privacy Policy at any time in its sole discretion and without notice. Updates to this Privacy Policy will be posted here.
If you have questions, comments, concerns or feedback regarding this Privacy Policy, send an e-mail to info@insurance-focus.net.com. This Privacy Policy and the Terms of Use represent the entire understanding and agreement between you and insurance-focus.net regarding the subject matter of the same, and supersede all other previous agreements, understandings and/or representations regarding the same.