I’ve heard that "performance" modifications can void an auto insurance policy. Is this true? If so, what is considered a void worthy mod?
I know that my coverage will only replace the parts to stock. Also, I’m planning on the following: CAI, headers & exhaust, short shifter, big breaks, ECU programing. When my shocks are due to be replaced i’ll probably take the opportunity to ride lower.

anything that may potentially endanger the driver, the vehicle or the vehicles around you, things like installing nitrous oxide tanks, a turbo, sometimes removing ABS brakes

thing as changing brakes, tuning and recalibrating the suspension are normally ok, read your auto-insurance contract before making any modifications

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I am 18 years old. My parents do not drive so I will have to start off on my own insurance. Does anyone have any ideas of a cheap car insurance company that would be a good turn for me? Or what the average cost for car insurance for me might be? Please reply.

Try http://www.autoinsuranceproviders.esuperfind.com/carins.php?id=kjj43 they are good on first time drivers, getting quoted is free.
Good luck

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Low cost auto insurance for teens does not have to be hard to find. Check the site above for more auto insurance tips that can save you thousands. Tips and techniques that auto insurance companies don’t want you to know about.

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When you are looking around for a new car insurance policy you will find that you may be overwhelmed with choices. You need to remember the different levels of cover may also affect your premium.

Every car has an insurance grouping, this basically means that every car is put into a category of different levels of risk groups, this is something that you need to consider when buying a car

If you need to cut the costs on your car insurance then the best way is to sacrifice the fully comprehensive coverage and any money that you save by doing this could be added to a high interest savings account to save money for later on.

Another sure way of reducing your car insurance costs is to drive safely, having fewer tickets or accidents will reduce your monthly premium and will save you money both now and in the future. Acting responsibly when driving will not only save you money on your car insurance but will also keep both yourself and others safer on the road.

If you have more than one vehicle then always remember to ask your insurance company if you can receive any sort of discount for insuring more than one car with them.

The type of car you drive will effect your car insurance, generally the bigger the car the higher the insurance, to save money you could consider driving a smaller car with a smaller engine, this will reduce your car insurance quote.

Car insurance companies will offer discounts if you have safety equipment attached to the car, anti theft devices and air bags or similar equipment often do not get mentioned when applying for car insurance but could save a considerable amount of money.

If you park your car in a locked garage make sure you advise your insurance company of this as this could get you a safety discount

Ask about age discounts, some companies will offer a considerable discount if you are aged between 40- 50 and remember to only buy the cover you need, you may be tempted to add on additional cover or extras such as road side assistance however if you are someone that does not travel far this may be something you simply do not need.

If you have more than one car make the older or less valuable car the main car for any younger drivers in your household as age can have a big effect on car insurance. If you do have young drivers in your home a great way to reduce their car insurance is to take additional driving courses.

You may also want to consider changing your excess, this is the sum of money you would pay if you needed to make a car insurance claim. If you increase this amount your quote should go down.

Always get more than one quote when you do look around for car insurance, there are many easy and quick online forms that you could fill in to get a quote there and then.

Vicki Churchill
http://www.articlesbase.com/non-fiction-articles/car-insurance-how-to-reduce-your-payments-120819.html

In the excitement that comes with leasing a vehicle, you may not be considering how your current auto insurance requirements may change. However, an auto lease will often carry some important insurance requirements that are part of the lease agreement. You can avoid unpleasant surprises if you plan for the change in your auto insurance situation before you finalize your lease.

When you are driving a leased vehicle, it still belongs to the leasing company. They will want to make sure that their vehicle is covered for physical damage in case of an accident. In addition, they will also want to make sure they will be covered in case of any liability if you are found to be at fault in the accident. You will be required to carry comprehensive and collision coverage on the vehicle, which will cover it for physical damage, usually with no more than a $500 deductible. If you are carrying a higher deductible on your current policy, be prepared to possibly pay more on your auto insurance for the lower deductible.

Your liability limits will usually need to be $100,000 per person and $300,000 per accident. This means your insurance company will pay up to the total amount per person injured if you are at fault, and a total amount for the whole accident, regardless of how many people are injured.

Auto insurance liability is an area where you many need to make an adjustment to your current policy. Many people only carry what their state requires for liability auto insurance. However, you should probably always have this higher liability coverage in place, whether you are leasing or not, as you want to sufficiently protect yourself from accidents and lawsuits. If your insurance policy doesn’t have enough to cover the damages, the money will, in many cases, come out of your pocket.

Getting an auto lease is a good time to start shopping around and comparing auto insurance quotes. The financing company may offer insurance, but you can usually get a better deal by looking elsewhere. Of course, you should get a new quote from your current insurance company, but because you will have a different vehicle, you will probably get the most savings by insurance comparison shopping. The Internet is a good place to start, and there are a variety of Insurance quote comparison sites that offer rates from many different insurance companies.

Your auto insurance needs change when you have to insure a leased vehicle. By considering this part of the leasing process, you will save money, time, and aggravation. If you start auto insurance shopping when you are in the leasing process, you will get a head start.

Amy Wells
http://www.articlesbase.com/non-fiction-articles/what-you-need-to-know-about-auto-insurance-and-leasing-122960.html

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I'm from BC and am planning to work in Alberta. How long will BC insurance cover me before I need to get Alberta auto insurance?

http://www.servicealberta.gov.ab.ca/Drivers_Licence.cfm#Residency_Requirements_for_Operators_Licence

Alberta can cancel a driver’s licence or identification card if it is determined that the application contained misrepresentation, false information or inaccuracies:

* If you are a new resident in Alberta, you must obtain an Alberta driver’s licence within 90 days of moving to the province, regardless of whether you travel outside Alberta during those 90 days

* If you are working in Alberta but have your residence outside the province, you may continue to use the valid licence from your home jurisdiction

* If you are visiting Alberta, you may use your valid licence from your home jurisdiction as long as you have a legitimate residence there and do not take up residency in Alberta

* If you are visiting Alberta from outside Canada and using an International Driving Permit (IDP), you may drive in Alberta for up to 12 months using the IDP in conjunction with your valid home jurisdiction licence

* If you are staying in Alberta as a full time student or you are working here as part of a co-op program of study, you may use your valid driver’s licence from your home jurisdiction.

Timelines for changing insurance mirror those of the drivers license.

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